Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Your property may be repossessed if you do not keep up repayments on your mortgage.


Adverse Credit Mortgages

Adverse Credit Mortgages

Sometimes people get into debt through no fault of their own. There are now several lenders who cater for people in this situation.

Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants. [override defaul="" 2plan="

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority."]

First Time Buyers

First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector. [override defaul="" 2plan="

Your property may be repossessed if you do not keep up repayments on your mortgage."]

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property. [override defaul="" 2plan="

Your property may be repossessed if you do not keep up repayments on your mortgage."]

Self Build Mortgages

Self Build Mortgages

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.